A lovely, very well-maintained single-story brick home in Sabine ISD. The interior has been freshly refreshed throughout — new paint in the entryway, bedrooms, kitchen and utility room, repainted cabinets with new hardware, and warm wood-look plank flooring. A spacious living room anchored by a floor-to-ceiling stone fireplace and beamed ceiling opens to an updated kitchen with a center island and stainless appliances.
Outside, the half-acre lot is shaded by mature oaks and includes a charming gazebo, a storage shed, and a detached garage/workshop with a wide concrete drive — all of which convey with the property.
We handle the financing in-house. No mortgage underwriters, no PMI, and a fixed rate for the life of the loan. Here are the terms at a glance.
| Estimated Monthly Payment | Details | Amount |
|---|---|---|
| Principal & Interest | 9% fixed, 30-year amortization | $2,534.56 |
| Property Tax Escrow | Based on ~$998.21 / year | $83.18 |
| Insurance Escrow | Set once a policy is bound at closing | At closing |
| Loan Servicing Fee | Provident Loan Servicing | $35.00 |
| Total Monthly Payment* | $2,652.74 |
*Total excludes the homeowner's insurance escrow, which is added once a policy is bound at closing. A one-time $200 loan application fee is due upfront with your application — paid directly to the loan servicer for a credit check (the first step to apply). Minimum cash to close is the $5,000 down payment; additional closing costs (title, recording, insurance premium) are itemized on the Closing Disclosure before signing, and insurance premiums may be rolled into the loan to reduce out-of-pocket costs. Loan amount $315,000 · 98.4% LTV · no prepayment penalty.
Complete a simple application and pay the one-time $200 application fee. One-time loan application fee (credit check), paid to Provident. We review your income, employment and financial situation.
We'll let you know quickly whether you qualify for this property.
Meet with our closing attorney to sign documents and get your keys.
Enjoy your new home. Make monthly payments to Provident Loan Servicing.
Interested in 369 Ridge? Reach out today — we'll answer your questions and get a showing on the calendar.